{ "generated": "2026-06-04", "total_count": 2075, "tier": "structured-A + text-B", "doc": "Per-company signals (recompute-don't-store). Tier-A = derived from structured fields. Tier-B = text-extracted from the cited policy_summary via a validated extractor (100% vs the 14-record golden set). marketing_terms_conflict + eu_withdrawal_waived are precise but low-recall on legacy summaries (treat aggregate as a floor). Informational; never alters a score.", "fields": [ "pricing_model", "cancel_method_documented", "has_online_cancel", "phone_or_inperson_required", "pause_available", "refund_link_present", "refund_stance", "refund_window_days", "marketing_terms_conflict", "conflict_type", "notice_days", "eu_withdrawal_waived", "retention_offer" ], "aggregate": { "pricing_model": { "subscription": 2029, "one_time": 43, "hybrid": 3 }, "cancel_method_documented": 2054, "has_online_cancel": 1737, "phone_or_inperson_required": 137, "pause_available": 498, "refund_link_present": 804 }, "aggregate_b": { "_coverage": "refund_stance + notice_days are high-coverage distributions; marketing_terms_conflict + eu_withdrawal_waived are CONFIRMED FLOORS (precise but low recall on legacy summaries).", "refund_stance": { "none": 669, "conditional": 419, "unknown": 987 }, "notice_days": { "known": 566, "cancel_anytime_0": 449, "notice_required": 117, "unknown": 1509 }, "marketing_terms_conflict_floor": { "count": 4, "by_type": { "refund": 2, "cancel_method": 1, "notice": 1 } }, "eu_withdrawal_waived_floor": 4 }, "aggregate_source": { "verified_records": 1251, "coverage_pct": 60, "note": "Source-tier signals re-fetched from each record's cited URLs. gov/arb/eu are factual presence signals (~80-86% audit accuracy). conflict_review_queue is a HEURISTIC candidate list for human confirmation, NOT published per-company claims (the cross-page heuristic has false positives).", "governing_law_named": 304, "arbitration_clause": 327, "eu_withdrawal_waived": 11, "conflict_review_queue": { "count": 129, "by_type": { "refund": 117, "notice": 12 } }, "conflict_confirmed": { "count": 5, "by_type": { "refund": 3, "cancel_method": 1, "notice": 1 } } }, "license_url": "https://creativecommons.org/licenses/by-sa/4.0/", "companies": { "19pine": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": true, "refund_stance": "conditional", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": 0, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law": "Singapore", "governing_law_named": true, "arbitration_clause": false, "source_verified": true }, "1password": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": true, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": 0, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "1und1-de": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "24-hour-fitness": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": false, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "28-by-sam-wood-au": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "2degrees-nz": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": false, "phone_or_inperson_required": true, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "3-dk": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "365-data-science": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": true, "refund_stance": "conditional", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "404-media": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "conditional", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "98point6-us": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": false, "phone_or_inperson_required": true, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law": "Washington", "governing_law_named": true, "arbitration_clause": true, "source_verified": true }, "9round-us": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": false, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": 30, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": true, "source_verified": true }, "a1-telekom-at": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "a2-hosting": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": true, "refund_stance": "conditional", "refund_window_days": 30, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "aaa": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": true, "source_verified": true }, "aami-au": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": true, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": 0, "eu_withdrawal_waived": null, "retention_offer": "none" }, "aaptiv": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "conditional", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "aarp": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": true, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "abcmouse": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": true, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "survey", "regulatory_action": { "regulator": "FTC", "type": "settlement", "year": 2020, "penalty_usd": 10000000, "status": "final", "allegation": "Age of Learning: undisclosed auto-renewal + obstructed cancellation.", "citation": "https://www.ftc.gov/news-events/news/press-releases/2020/09/abcmouse-pay-10-million-settle-ftc-charges-it-used-dark-patterns-trap-consumers-subscriptions" }, "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "abel-and-cole": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": true, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "abema-jp": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "abode": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "ace-de": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "acontra-plus-es": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "acorn-tv": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "acorns": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": 0, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law": "Delaware", "governing_law_named": true, "arbitration_clause": true, "source_verified": true }, "activecampaign": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": true, "refund_stance": "conditional", "refund_window_days": 30, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "adac-de": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "adguard-vpn-us": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "conditional", "refund_window_days": 30, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "admiral-uk": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "adn-animation-digital-network": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "adobe-cc": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "regulatory_action": { "regulator": "DOJ/FTC", "type": "lawsuit", "year": 2024, "penalty_usd": null, "status": "pending", "allegation": "Hidden early-termination fees on the annual-paid-monthly plan + obstructed cancellation.", "citation": "https://www.justice.gov/opa/pr/justice-department-sues-adobe-deceiving-consumers-about-fees-cancellation" } }, "adore-me": { "pricing_model": "one_time", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": false, "refund_stance": "conditional", "refund_window_days": 30, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "adt-uk-gb": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": false, "phone_or_inperson_required": true, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "adt": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "adventure-academy": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": true, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": 0, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": true, "source_verified": true }, "afrihost-za": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "aftenposten-no": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": 1, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "ag1-athletic-greens-us": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": false, "refund_stance": "conditional", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": 0, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": true, "source_verified": true }, "agent-media": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": true, "refund_stance": "conditional", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": 0, "eu_withdrawal_waived": true, "retention_offer": "none", "governing_law": "Delaware", "governing_law_named": true, "arbitration_clause": false, "source_verified": true }, "agl-au": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "aha-in": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": true, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none" }, "ahrefs": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": false, "refund_stance": "none", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "aihero": { "pricing_model": "one_time", "cancel_method_documented": true, "has_online_cancel": false, "phone_or_inperson_required": false, "pause_available": false, "refund_link_present": true, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", 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true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": 0, "eu_withdrawal_waived": null, "retention_offer": "none", "governing_law_named": false, "arbitration_clause": false, "source_verified": true }, "amazon-prime": { "pricing_model": "subscription", "cancel_method_documented": true, "has_online_cancel": true, "phone_or_inperson_required": false, "pause_available": true, "refund_link_present": false, "refund_stance": "unknown", "refund_window_days": null, "marketing_terms_conflict": false, "conflict_type": null, "notice_days": null, "eu_withdrawal_waived": null, "retention_offer": "none", "regulatory_action": { "regulator": "FTC", "type": "settlement", "year": 2025, "penalty_usd": 2500000000, "status": "final", "allegation": "Deceptive Prime enrollment + a deliberately obstructive 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